This is not a difficult question to answer but often left out of the discussion when someone has their credit cards maxed out and is looking for ways to get out of debt. Consolidation is essentially a type of debt refinancing which involves taking out a single loan to repay several others. This usually refers to a financial transaction of people dealing with high consumer debt, often from credit cards. Still, sometimes it can also apply to Government debt or a country’s overall financial strategy to consolidate Government debt or corporate debt. In the US, this type of refinancing usually refers to mortgage debt.
You have several different options, and not all of them will be suitable for your circumstances. You should explore all of these options on one that works best for you. The most obvious way to consolidate debt is to take out a single debt consolidation loan. The interest rates on these will be pretty high, but they will save you a lot of money in the long term.